While Liquid doesn't have a direct integration with Payoneer or Wise, you can simply use your account numbers for your USD accounts to receive money from your Clients through Liquid. You'll need:
- Bank Name
- Bank Account Number
- Routing (ABA) Code (always 9 digits)
- Bank Address
Finding your Routing Number in Payoneer
In order to accept USD payments in Payoneer, you'll need to set up a USA Receiving Account that creates a virtual account for you located at a bank located within the US. After you're paid into this account, you can withdraw the balance into your local bank's currency as needed. Once you have an account set up:
- Log in to your Payoneer account.
- Click on the Get Paid tab in the left sidebar.
- Under Receiving Accounts, locate your USA USD account. Note that the bank must be located in the USA to use according to these instructions.
- Click on the View Details link under your USA account.
This will open a new window with the details of your USA account including the Bank Name, Account Number, Routing (ABA) Number, and Address.
Finding Your Routing Number in Wise
Wise accounts will have the same routing numbers for every bank. If your account is a USD Transferwise account, use the routing code for ACH transfers.
If your account in Wise is from a different bank, you can find your bank located in the dropdown at the top of this page. Make sure to select the number for ACH transfers instead of wire transfers.
Adding Your Account to Liquid
Once you have your account details, go back into Liquid and click on Settings in the left sidebar, then click on Getting Paid.
- If you've never added a bank account before, click on +Account to add a new account number.
- If you're replacing your current account, click on the 3-dot kebab icon on the account card and select Replace Account.
This will bring up our International Bank form, which will display the form for your residence country with the question "Is your bank located in US?" at the top. Select Yes.
- Enter in the account information you obtained from your Payoneer or Wise account.
- Click Review.
- If the name on your account does not match your Liquid account holder name, change it on this screen.
- Confirm all details are correct, then click Submit.
We will need you to confirm that you can access the account and that is entered in correctly, so we will send you 2 microdeposit amounts, which you then need to come back to enter in on the same Getting Paid page to verify you're the owner of the account.